OPINION

Certainty Blog

Value before Price

Is now the time to join the crowd shifting to industry funds? It depends on the value being sought. Value means different things to different people. Whether buying your morning coffee or another pigeon to your flock, we all value things differently. In many ways, the...

What I learned about financial advice from Kodak

Remember how we used to buy memories? We’d buy some film for our camera. While we don’t buy film anymore, we still value memories. In fact, we value and share memories more than ever – about 300 million photos uploaded every day. That growth wasn’t anticipated,...

What’s conflicted advice?

The Chinese-based Huawei Group seems to be conflicted. Despite being recognised as a world-leader in forth-coming 5G telecom technology, western countries are reticent to trust them to advise, build, and maintain their future data highways. Similarly, Robert Muller’s...

Hayne – Set – Re-Match

 “When you're up to your armpits in alligators, it's difficult to remember that the original objective was to drain the swamp.”   The Hayne report was an anti-climax. When our Treasurer announced the report with “From today, the banking sector must change, and...

What Price Advice?

My family is full of creative types. All the kids and wife are active artists, except me. Actresses, writers, drawers, and designers. All super talented - of course. But I was a tad surprised when some of their drawings and works were recently bought for use on a...

A hope too high for FASEA?

Have you heard of FASEA? It’s the relatively new Financial Standards and Ethics Authority, established in April 2017, well before last year’s Banking Royal Commission, to set the education, training and ethical standards of licensed financial planners. It’s creating...

How To Find The Right Financial Adviser

How do you identify the right financial adviser? It’s hard. Moreover, it is potentially getting harder. Last week the government’s chief economic adviser – the Productivity Commission - recommended the formation of an expert panel to select the ten best superannuation...

How To Determine The Value Of Advice Post Royal Commission

Have you read Robert Cialdini’s book Influence? Great book. I re-read it over Christmas. It reminded me of the influential ‘short-cuts’ in our lives. Those psychologically engrained triggers we each develop that either warn, encourage, hinder or help us quickly make...

What my garbos can teach the banks…

I’ve always left a case of beer out for our garbos each Christmas. However, this year they were not able to accept it. It’s ‘not part of council’s new code of conduct’. Really? I value the job done by our garbos in the early hours every Tuesday morning. Value was...

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